Terms & Conditions

1. Introduction

Welcome to 92pkt, accessible at https://92pkt.cam (hereinafter referred to as "the Platform", "92pkt", "we", "us" or "our"). 92pkt is an English-language online betting and live casino information platform targeting users in Pakistan and other jurisdictions where access to such informational content is lawful.

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User", "you" or "your") and 92pkt. They govern your access to, browsing of and interaction with all content, features and resources available on the Platform. These Terms apply to all visitors, readers and users without exception.

These Terms should be read in conjunction with our Privacy Policy and our Responsible Gambling page, both of which form part of the overall agreement between you and 92pkt.

2. Definitions

For the purposes of these Terms, the following definitions apply:

• "Platform" means the website accessible at https://92pkt.cam and all its sub-pages, content, tools and features.
• "User" means any individual who accesses, browses or interacts with the Platform in any capacity.
• "Content" means all text, graphics, images, data, guides, glossaries, articles, payment information and other materials published on the Platform.
• "Third-Party Operator" means any independent gambling or betting operator that is referenced, described or linked to within the Content. Such operators are entirely separate legal entities from 92pkt.
• "Applicable Law" means all laws, regulations and regulatory instruments applicable to the User in their jurisdiction of residence or access, including — for Pakistani users — the Prevention of Gambling Act, 1977, and any relevant provincial legislation.
• "PKR" means Pakistani Rupee, the currency of Pakistan, referenced throughout this Platform for contextual purposes.
• "Intellectual Property" means all trademarks, service marks, trade names, logos, domain names, copyrights, database rights and other proprietary rights owned by or licensed to 92pkt.

3. Acceptance of Terms

By accessing the Platform in any manner — including browsing pages, reading Content, following internal links or returning to the Platform on any subsequent occasion — you confirm that:

1. You have read these Terms in full and understand their content.
2. You are legally capable of entering into a binding agreement under the laws applicable to you.
3. You meet the minimum age requirement of 18 years, or the higher minimum required by the operator or license jurisdiction relevant to your location.
4. You accept these Terms without reservation and agree to comply with them at all times.
5. You understand that 92pkt is an information platform and not a gambling operator, and that no gambling services are provided directly by 92pkt.

4. User Eligibility

4.1 Age Requirement

Access to the Platform is strictly limited to adults aged 18 years or above. Where the operator or license jurisdiction applicable to a referenced third-party service requires a higher minimum age, that higher minimum applies. 92pkt does not knowingly provide content to or collect data from minors. If we become aware that a minor has accessed the Platform, we reserve the right to restrict future access.

This age restriction is not a representation that gambling is lawful for adults in Pakistan. Age alone does not determine the legality of gambling participation under Pakistani law. Users remain solely responsible for verifying their legal position.

4.2 Jurisdictional Eligibility

The Platform provides informational content relating to online gambling and sports betting. Whether accessing such content — or participating in any gambling activity — is lawful in your jurisdiction is your sole responsibility to determine. 92pkt makes no representation that the Content is appropriate or lawful for use in any specific jurisdiction.

Pakistani users are reminded that the Prevention of Gambling Act, 1977 imposes restrictions on gambling in Pakistan. 92pkt does not provide legal advice on this matter. Users must consult independent legal counsel if uncertain about their obligations under Applicable Law.

4.3 Restricted Persons

The following categories of persons are not permitted to use the Platform:

• Minors (persons under 18 years of age, or the applicable higher minimum).
• Persons prohibited from accessing online gambling-related content under the laws of their jurisdiction.
• Persons acting on behalf of a minor or facilitating a minor's access to this Platform.

5. Platform Scope and Nature of Content

92pkt is exclusively an information and educational platform. The Platform publishes guides, glossaries, market-type explanations, payment-method context, responsible gambling resources and general editorial content about the online betting and casino industry, with a focus on the Pakistani market.

92pkt does not:

• Operate an online gambling or betting service.
• Accept deposits, process withdrawals or handle any financial transactions on behalf of users.
• Issue gambling licenses or claim any form of regulatory approval from Pakistani authorities, the Government of Pakistan, PTA, State Bank of Pakistan, or any provincial authority.
• Guarantee outcomes, winnings or returns of any kind in connection with gambling activity.
• Act as agent, intermediary or representative of any third-party gambling operator.

All Content published on 92pkt is provided for informational and educational purposes only. Nothing on this Platform constitutes a recommendation to gamble, a solicitation to register with any operator, or financial, legal or professional advice of any kind.

6. Prohibited Use

Users may not use the Platform in any manner that is unlawful, harmful, deceptive or otherwise prohibited under these Terms. Without limiting the foregoing, the following uses are expressly prohibited:

• Accessing the Platform from a jurisdiction where doing so is prohibited by Applicable Law.
• Using automated tools, bots, scrapers or crawlers to extract Content from the Platform without prior written consent.
• Reproducing, distributing, publishing or commercially exploiting any Content without express written authorisation from 92pkt.
• Attempting to reverse-engineer, interfere with or disrupt the technical operation of the Platform.
• Using the Platform to transmit or facilitate any unlawful, fraudulent or harmful activity.
• Misrepresenting your identity, age or jurisdiction when accessing the Platform.
• Facilitating access to the Platform by any minor or restricted person.

92pkt reserves the right to restrict, suspend or permanently block access to the Platform for any User who breaches these prohibitions, at our sole discretion and without prior notice.

7. Intellectual Property Rights

All Content on the Platform, including but not limited to text, editorial copy, graphics, page layouts, HTML structure, stylesheets, images and compiled code, is the intellectual property of 92pkt or is used under licence from third-party rights holders.

Users are granted a limited, non-exclusive, non-transferable licence to access and read the Content for personal, non-commercial informational purposes only. This licence does not include the right to:

• Copy, reproduce or redistribute Content in any medium without written authorisation.
• Create derivative works based on the Content.
• Use the 92pkt name, logo or branding in any manner that implies affiliation or endorsement.
• Commercially exploit any portion of the Platform or its Content.

Any unauthorised use of the Platform's intellectual property may give rise to a claim for damages and/or constitute a criminal offence under applicable intellectual-property law.

8. Third-Party Platforms and Operators

The Content on 92pkt may reference, describe or discuss third-party gambling operators, payment providers and sports organisations. These references are made solely for contextual and educational purposes. 92pkt does not:

• Endorse, recommend or guarantee the quality, safety or legality of any third-party operator or service.
• Claim affiliation, partnership or commercial relationship with any third-party operator unless explicitly and verifiably stated.
• Accept responsibility for the terms, practices, security or conduct of any third-party platform.

References to payment methods such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah are made as familiar local-market context for Pakistani users. These references do not imply that any of these providers endorse gambling, support this platform, or that their services are confirmed as available for gambling-related transactions. Users must verify availability, eligibility and applicable provider terms independently.

References to cricket, PSL, ICC tournaments and other sports are made as general sports context only. 92pkt has no official partnership with PCB, PSL, ICC, any team or any sports governing body.

9. Disclaimers

9.1 Accuracy of Information

92pkt endeavours to ensure that all Content is accurate and current at the time of publication. However, the online gambling landscape — including payment methods, operator terms, bonus structures, regulatory requirements and sports schedules — changes frequently. 92pkt makes no warranty, express or implied, as to the accuracy, completeness, timeliness or fitness for purpose of any Content.

9.2 No Gambling Advice

Nothing on the Platform constitutes gambling advice, a betting tip, a recommendation to wager on any outcome, or a prediction of any result. All Content relating to betting markets, odds formats and game mechanics is purely educational. All gambling involves risk. You may lose money. Never gamble more than you can afford to lose.

9.3 No Legal or Financial Advice

Content relating to the legal status of gambling in Pakistan, payment method eligibility or financial matters is general educational context only and does not constitute legal, financial or professional advice. Users should seek independent professional advice where required.

9.4 Platform Availability

92pkt does not guarantee uninterrupted availability of the Platform. We reserve the right to suspend, modify or discontinue any part of the Platform at any time without notice.

10. Limitation of Liability

To the fullest extent permitted by Applicable Law, 92pkt, its directors, officers, employees, agents, licensors and content providers shall not be liable for:

• Any direct, indirect, incidental, special, consequential or punitive damages arising from your use of, or inability to use, the Platform.
• Any financial loss, including gambling losses, resulting from decisions made based on Content published on this Platform.
• Any damage arising from your reliance on third-party operators, payment providers or services referenced on the Platform.
• Any loss of data, profits, goodwill or business opportunity related to the Platform.
• Any interruption, suspension or cessation of the Platform's availability.

This limitation applies regardless of the legal theory under which liability is claimed, and regardless of whether 92pkt has been advised of the possibility of such damages. Where Applicable Law does not permit the complete exclusion of liability, our liability shall be limited to the maximum extent permitted by law.

11. Responsible Gambling Commitment

92pkt is firmly committed to responsible gambling principles. All gambling involves risk. It should be treated as a form of entertainment and never as a source of income or a means to address financial difficulties.

Users accessing third-party operators referenced on this Platform are encouraged to make use of available responsible gambling tools, including but not limited to:

• Deposit limits — restricting how much you can add to your account in a given period.
• Loss limits — capping the maximum amount you can lose within a set timeframe.
• Session time reminders and reality checks.
• Self-exclusion — voluntarily suspending or closing your account for a defined or indefinite period.

For a full discussion of responsible gambling tools and support resources, please visit our dedicated Responsible Gambling page.

12. Pakistan Legal Context

Pakistan has gambling restrictions in place, including the Prevention of Gambling Act, 1977, and various provincial ordinances. The legal status of online gambling in Pakistan — including whether remote access to offshore operators constitutes a breach of local law — is a complex matter that is not definitively settled in all respects.

92pkt does not claim that participation in online gambling is lawful in Pakistan. We do not hold, claim or imply any licence, approval or endorsement from:

• The Government of Pakistan or any ministry thereof.
• The Pakistan Telecommunication Authority (PTA).
• The State Bank of Pakistan.
• Any provincial authority within Pakistan.
• Any Pakistani financial institution, including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank or Bank Alfalah.

Users are solely responsible for ensuring their participation in any gambling activity complies with Applicable Law. This Platform does not provide legal advice. If you are uncertain about your legal position, you must seek independent legal counsel before proceeding.

13. Privacy and Data Protection

Your use of the Platform is also governed by our Privacy Policy, which explains how 92pkt collects, processes, stores and protects personal data. The Privacy Policy is incorporated into these Terms by reference and forms part of the agreement between you and 92pkt.

By using the Platform, you acknowledge that you have read and understood the Privacy Policy and consent to the data practices described therein.

14. Amendments to These Terms

92pkt reserves the right to amend, update or replace these Terms at any time and without prior notice. The revised Terms will take effect immediately upon publication on this page. The "Effective Date" at the top of this document will be updated to reflect the date of the most recent revision.

It is your responsibility to review these Terms periodically. Continued use of the Platform following any amendment constitutes your acceptance of the revised Terms. If you do not accept the amended Terms, you must cease using the Platform immediately.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws applicable to the operator and jurisdiction under which 92pkt operates. Where a dispute arises between you and 92pkt, you agree to attempt to resolve the matter informally in the first instance by contacting us at the address provided below.

Nothing in this clause limits the application of mandatory consumer-protection laws applicable in your jurisdiction of residence. Pakistani users are reminded that local law — including the Prevention of Gambling Act, 1977 — may impose obligations independent of these Terms.

16. Contact Us

If you have questions, concerns or complaints regarding these Terms & Conditions, please contact the 92pkt team. Note that contact details are provided as plain text only — email addresses on this platform are not clickable links.